There's no rate to imply here.

Our model doesn't fit this business — here's why:

  • Caution:
    The model doesn't fit this business
    An insurance company wrapped around a conglomerate. Premiums arrive years before claims are paid, and that float shows up as cash the business does not actually own. Valuing Berkshire on free cash flow would count other people's claim money as surplus.

TickerMath is an educational tool, not investment advice — it computes one model from SEC filings and can be wrong. How we compute this →