A wonderful business — priced for growth it hasn't delivered.

A great company, but no margin of safety at this price. Worth watching, not worth buying here.

Current price
$131.07
Market cap ≈ $329B
Intrinsic value
$80
range $56 – $117
Margin of safety
-39%
above fair value
9 FY21 15 FY22 9 FY23 18 FY24 12 FY25

What the math is really telling you. Watch whether cash flow is compounding — that, more than any single year, is what a value read hangs on.

  • Overvalued
    Fair value ~$80 vs $131 — trading 39% above what the math supports.
  • Price assumes a big acceleration
    You'd need ~11%/yr free-cash-flow growth to justify today's price; it has done -5.6%/yr lately.
  • Revenue still growing
    Up 1.3% last year — demand isn't the problem.
  • Cash flow flat-to-down
    Free cash flow ~-5.6%/yr — big, but not compounding. The crux for a value buyer.
  • Manageable net debt
    Net debt of $34B — about 2.7× annual free cash flow. Normal for a mature company.

How this was built. Every figure is computed from Merck & Co., Inc.'s SEC filings — no estimates, no AI. Two-stage DCF: 9% discount rate, 5% free-cash-flow growth for 10 years, 2.5% terminal. Free cash flow is operating cash flow less capital spending. Net cash is cash and marketable securities less borrowings, commercial paper and finance leases; operating leases are disclosed but never counted as debt. Fundamentals are from the FY25 annual report and change only when a new one is filed. Price of $131.07 taken 2026-07-24 (founder-supplied CSV, July 2026) — it is not live and does not move during the day.